PRIVACY POLICY

Last Updated: 6 July 2026

This Privacy Policy explains how Managed Pip (“we”, “us”, “our”) collects, uses, stores, and protects your personal information. By using our website or participating in any Managed Pip program, you agree to the practices described in this Policy.

Managed Pip operates globally and complies with applicable privacy principles, including the Australian Privacy Principles (APPs), GDPR‑aligned rights, and relevant international data protection standards.

1. INFORMATION WE COLLECT

We may collect the following information:

1.1 PERSONAL INFORMATION

• Name
• Email address
• Phone number
• Country/region
• Payment information (processed securely via third‑party providers)

1.2 PROGRAM-RELATED INFORMATION

• Account details
• Test submissions
• Communication history
• Identity verification documents (if requested)

1.3 TECHNICAL INFORMATION

• IP address
• Device type
• Browser type
• Usage analytics
• Behavioural patterns (used for identity binding and misuse detection)

1.4 CONTRACTOR INFORMATION (IF APPLICABLE)

Contractors onboarded via Deel may have additional information collected under Deel’s privacy policies.

2. HOW WE USE YOUR INFORMATION

Managed Pip provides general information only and does not offer personalised financial advice. Any data collected is used solely for program administration, identity verification, and service delivery. 

We use your information for:

• providing Managed Pip services
• administering 100UP and BMENT programs
• identity verification
• misuse detection
• processing payments
• communicating updates
• improving program quality
• contractor pathway evaluation
• complying with legal obligations

We do not sell personal information.

3. IDENTITY BINDING & MISUSE PREVENTION

To maintain program integrity, we may link accounts using:

• name
• phone number
• payment method
• IP region
• behavioural patterns
• writing style
• device fingerprints

This protects against:

• multiple account creation
• attempt manipulation
• refund misuse
• cheating in the Online Test

Identity verification may be requested if misuse is suspected.

4. COOKIES & TRACKING

We use cookies and analytics tools to:

• improve website performance
• understand user behaviour
• maintain security
• personalise user experience

You may disable cookies in your browser settings, but some features may not function correctly.

5. PAYMENT INFORMATION

Payments are processed securely through third‑party providers. Managed Pip does not store full card details.

6. DATA STORAGE & SECURITY

We implement reasonable security measures to protect your information, including:

• encrypted transmission
• secure servers
• access controls
• monitoring for suspicious activity

No system is completely secure, but we take all reasonable steps to protect your data.

7. INTERNATIONAL DATA TRANSFERS

As a global service, your information may be processed in multiple regions. We ensure that transfers comply with applicable privacy standards, including GDPR‑aligned safeguards.

8. YOUR RIGHTS

Depending on your region, you may have rights to:

• access your data
• correct your data
• request deletion
• request restriction of processing
• request a copy of your data
• withdraw consent (where applicable)

Requests can be made via email.

9. RETENTION

We retain information only as long as necessary for:

• program delivery
• legal compliance
• fraud prevention
• contractor pathway evaluation

Test submissions and identity‑binding data may be retained for integrity and audit purposes.

10. THIRD-PARTY SERVICES

We may share information with:

• payment processors
• analytics providers
• Deel (for contractors)
• communication platforms

These providers have their own privacy policies.

11. CHILDREN

Managed Pip services are not intended for individuals under 18.

12. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. The “Last Updated” date reflects the latest version.